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Help Personal Loans What is a payday loan?

What is a payday loan?

A payday loan or cash advance is a short-term, small-dollar loan, often used to cover unexpected expenses or to bridge a temporary gap between paydays. Payday loans are used to cover short-term financial situations — they are not a long-term financial solution.

Helium Loans is a Payday Alternative Lender that offer's longer term loans with 10 times lower interest rates.