Coffee Cup Loan
Installment Loan
Line of Credit
Car & Truck Loans
Payday Alternatives
Term Loan
Peer Backed Loan
In-Store Financing
Online Financing
Help Center
Blog
Contact Us
Terms & Agreements
For Investors
Loan Market
Lending Platform
Get a real alternative to a Payday Loan
In Canada there are Payday Loans which offer clients a small loan until the next pay check which is usually 14 days away. Instead we offer a real solution to this with our Coffee CupTM and Personal Term loans.
Whatever your reasons, if you need some more money right now - from $100 up to $5,000 - Helium Loans can help steer you in the right direction. Get the cash you need instantly!
In Canada there are Payday Loans which offer clients a small loan until the next pay check which is usually 14 days away. Instead we offer a real solution to this with our Coffee CupTM and Personal Term loans.
Whatever your reasons, if you need some more money right now - from $100 up to $5,000 - Helium Loans can help steer you in the right direction. Get the cash you need instantly!
Simple Payments
With a payday loan the entire principal and interest are due in one large lump sum. With our loans you make only a small payment daily, weekly or bi-weekly along with your pay schedule.
Borrow More
Borrow more after just 90 days of good payment history and get those much needed funds - you can borrow up to double of your original loan amount with the click of a mouse*.
Delay a Payment
We get it! Sometimes this isn't a good time to make a payment. Which is why come up with the option to a delay a payment up to 14 days with no added fees.
Accured Interest
Interest is only charged on the balance owing and not up front. This way you can pay early anytime and take comfort in knowing you didn't pay any extra interest.
Canadian Payday Loan alternative
We have loans backed by real people that understand how much you're looking to borrow and what payments you can make.
Getting access to credit is easy and you'll never get a Payday Loan again.
We have loans backed by real people that understand how much you're looking to borrow and what payments you can make.
Getting access to credit is easy and you'll never get a Payday Loan again.
Instant ApprovalWith our automated approval process you get a decision instantly without waiting for days like typical lenders. Plus funds are deposited instantly!
Borrow what you needYou can borrow up to your maximum approved amount or as little as $100. It's your choice!
No early payment feesPay off a payday loan anytime you want - there is no need to wait until the due date arrives. Just start a transfer right from your account!
Quick and easy to loans is available
Get a loan in just a few minutes, all our loans have features to make them easy to repay.
Get a loan in just a few minutes, all our loans have features to make them easy to repay.
Qualify online
Get an approval or denial instantly using your bank
Secure your terms
Keep and use your approval for up to 30 days
Get the full loan
You receive the cash by
direct deposit or e-Transfer
Borrow more
Borrow more after 90 days of good payment history
POPULAR
Coffee Cup Loan
Get a loan of up to $2,000 with payments starting at just $1.79 / day
Get a loan of up to $2,000 with payments starting at just $1.79 / day
Free to apply
Get a decision instantly
Same day deposit or e-Transfer
Daily or Weekly payment options
LARGER
Personal Loan
Get a loan of up to $5,000 based on your good payment history and credit score
Get a loan of up to $5,000 based on your good payment history and credit score
Free to apply
Get a decision instantly
Same day deposit or e-Transfer
Daily, Weekly, Bi-Weekly or Monthly payments
How to qualify
We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.Loan approval is based on a number of factors
Currently Employed Make at least $2,000 after tax per month Have a bank account in good standing Credit Score above 600You can check your credit score for free
with Credit Karma Canada
Check Eligibility
Start your application today
Get a free loan quote See how much you qualify for Instant approval
