Coffee Cup Loan
Installment Loan
Line of Credit
Car & Truck Loans
Payday Alternatives
Term Loan
Peer Backed Loan
In-Store Financing
Online Financing
Help Center
Blog
Contact Us
Terms & Agreements
For Investors
Loan Market
Lending Platform
Get a personal Line of Credit
Borrow for home renovations, large ticket purchases or that dream vacation you've always wanted to take. With a personal Line of Credit from Helium Loans, you can borrow up to your maximum limit and make interest only payments to start. Our lines of credit have an open ended term, meaning you can re-borrow and pay off the loan completely at your discretion.
Borrow for home renovations, large ticket purchases or that dream vacation you've always wanted to take. With a personal Line of Credit from Helium Loans, you can borrow up to your maximum limit and make interest only payments to start. Our lines of credit have an open ended term, meaning you can re-borrow and pay off the loan completely at your discretion.
Get a line of credit of up to $10,000
With a variable interest rate and approval amount based on your credit score
With a variable interest rate and approval amount based on your credit score
Instant Decision
Same Day Funding
Open ended borrowing term
Lines of Credit for borrowing
Debt consolidation
Renovations
Big ticket purchases
Car or home repairs
Medical expenses
Vacations
Credit History
Loan payment history is reported the credit bureaus, increasing your score when the loan is repaid.
Transunion of Canada
Equifax Canada
Deposit only what you need and make payments as small as interest only for the first 6 months.
Debt consolidation
Renovations
Big ticket purchases
Car or home repairs
Medical expenses
Vacations
Credit HistoryLoan payment history is reported the credit bureaus, increasing your score when the loan is repaid.
Transunion of Canada
Equifax Canada
Interest Only
Have a worry free experience and make interest only payments for up to 6 months from the start of the line of credit, keeping your payments initially low.
Borrow Anytime
Borrow up to your pre-set credit limit day or night, simply login and choose how to deposit extra funds into your bank account.
Payment & Deposit Options
Flexible repayment options that include Daily, Weekly, Bi-Weekly or Monthly after your interest only period has ended.
Accured Interest
Instead of taking out a large lump sum loan and paying interest on the entire amount, borrow only what you need when you need it.
Calculate your payment options
Understand how your loan amount and frequency impact payments
Understand how your loan amount and frequency impact payments
Daily
Weekly
Bi-Weekly
Monthly
3 Months
6 Months
12 Months
...
Loan Amount
Loan Amount
...
Payment
Payment
Quick and easy access to personal lines of credit is available
How to qualify
We make it easy to apply online and receive an instant decision on your loan application. A credit pull is done to determine your eligibility and the minimum score we accept for lines of credit is 700 points.We do accept co-borrowers if you are applying with someone.
Meet at least one of the following to qualify
Own your home or have a mortgage with equity Have a car that's paid off Other forms of security Have a credit score exceeding 700 pointsOther factors are involved in approval
