Coffee Cup Loans
Get the right loan for just $1.79 a day!
Apply now
What is a Coffee Cup Loan?

Get a loan that's as easy to pay off as your morning coffee! Loans start at just $1.79 a day. Unexpected expenses happen and lump sum large payments are hard to pay off. That's when a Coffee Cup Loan can help.

Whatever your reasons, if you need some more money right now - from $500 up to $2,000 - Helium Loans can help steer you in the right direction. Improve your credit score!
All loans are

  Free to apply
  Paid out instantly
  No early payment fees
  Manage your account online
  Daily, Weekly or Bi-Weekly payments
  Delay a payment up to 14 days for free
New - Longer Term

          Breathe easy by taking twice as long to repay with smaller payments
Borrow $500
Most popular!
Borrow $1,000
Upgrade after 90 days!
Borrow $1,500
Existing Clients Only
Borrow $2,000
Existing Clients Only
Based on approval. Payments made weekly. Daily option available with less interest and a $0.75 per day transaction charge.
  - OR -  
Get a personal loan of up to $5,000
Get a personal loan with a variable rate and amount based on your credit score.
They're different from a Coffee Cup Loan because

  Choose your payment frequency
  Custom terms from 1 to 3 years
  Rate varies with your credit score
Instant Approval
With our automated approval process you get a decision instantly without waiting for days like typical lenders. Information you mention is verified with your bank.
Loan Extension
Extend your loan to make payments smaller and more affordable after you've had at least 90 days of good payment history.
No Pre-payment fees
There are no additional fees to pre-pay a portion of your loan or to pay in full before the term is up. Interest still applies.
Credit History
Loan payment history is reported the credit bureaus, increasing your score when the loan is repaid.

Transunion of Canada
Equifax Canada

Other Lenders
Complicated & daunting signup process
Paperwork back and forth for days - wondering if you'll be approved

Helium Loans
Quick and easy
99% Of loan applications are pre-approved or denied instantly online

Quick and easy access to personal loans is available

How to qualify

We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.

Loan approval is based on a number of factors

  Currently Employed
  Make at least $2,000 after tax per month
  Have a bank account in good standing
  Credit Score above 600

  You can check your credit score for free
  with Credit Karma Canada

Check Eligibility

Start your application today

  Get a free loan quote
  See how much you qualify for
  Instant approval
Get a Coffee Cup Loan

Start your loan application today

Get the money you need quickly without hassle