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What is a Coffee Cup Loan?
Get a loan that's as easy to pay off as your morning cup of coffee! Payments start at just $1.79 a day for a $500 loan with the option to borrow more after 90 days of good payment history.
Who's this for?
Anyone looking to get a small loan of $500 to $2,000 and repay it over a fixed term of 1 or 2 years
Why you'll like it
Quick, convenient and if your credit score is above 600 points it's easy to qualify for
What if I need more?
Additional borrowing is possible after 90 days, or if you feel you meet the conditions go for a Personal Loan
Get a loan that's as easy to pay off as your morning cup of coffee! Payments start at just $1.79 a day for a $500 loan with the option to borrow more after 90 days of good payment history.
Who's this for?
Anyone looking to get a small loan of $500 to $2,000 and repay it over a fixed term of 1 or 2 years
Why you'll like it
Quick, convenient and if your credit score is above 600 points it's easy to qualify for
What if I need more?
Additional borrowing is possible after 90 days, or if you feel you meet the conditions go for a Personal Loan

All loans feature






Loan Term Options
Breathe easy by taking twice as long to repay with smaller payments
Based on approval. Payments made weekly. Daily option available with less interest and a $0.75 per day transaction charge.

Or get a personal loan of up to $5,000
With a variable rate and amount based on your credit score
They're different from a Coffee Cup Loan because
With a variable rate and amount based on your credit score
They're different from a Coffee Cup Loan because




With our automated approval process you get a decision instantly without waiting for days like typical lenders. Information you mention is verified with your bank.

Extend your loan to make payments smaller and more affordable after you've had at least 90 days of good payment history.

There are no additional fees to pre-pay a portion of your loan or to pay in full before the term is up. Interest still applies.

Loan payment history is reported the credit bureaus, increasing your score when the loan is repaid.




Other Lenders
Complicated & daunting signup process
Paperwork back and forth for days - wondering if you'll be approved
Complicated & daunting signup process
Paperwork back and forth for days - wondering if you'll be approved

INSTANT
Helium Loans
Quick and easy
99% Of loan applications are pre-approved or denied instantly online
Quick and easy
99% Of loan applications are pre-approved or denied instantly online

Quick and easy access to small dollar coffee cup loans is available
How to qualify
We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.Loan approval for a Coffee Cup Loan is based on a number of factors

Current employed

Income of at least $2,000 after tax per month

Have a bank account in good standing

Have a bank account in good standing

Credit score above 600 points
Start your application today




Get a Coffee Cup Loan