Coffee Cup Loans
Get the right loan for just $1.79 a day!
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What is a Coffee Cup Loan?

Get a loan that's as easy to pay off as your morning cup of coffee! Payments start at just $1.79 a day for a $500 loan with the option to borrow more after 90 days of good payment history.

Who's this for?
Anyone looking to get a small loan of $500 to $2,000 and repay it over a fixed term of 1 or 2 years

Why you'll like it
Quick, convenient and if your credit score is above 600 points it's easy to qualify for

What if I need more?
Additional borrowing is possible after 90 days, or if you feel you meet the conditions go for a Personal Loan
image Coffee Cup Loans
All loans feature

  Free to apply
  Delay a payment up to 14 days for free
  No early payment fees
  Paid out instantly
  Daily, Weekly or Bi-Weekly payments
  Manage your account online
Loan Term Options

Breathe easy by taking twice as long to repay with smaller payments
Borrow $500
Most popular!
Based on approval. Payments made weekly. Daily option available with less interest and a $0.75 per day transaction charge.
Or get a personal loan of up to $5,000
With a variable rate and amount based on your credit score
They're different from a Coffee Cup Loan because

  Choose your payment frequency
  Custom terms from 1 to 3 years
  Rate varies with your credit score
Instant Approval
With our automated approval process you get a decision instantly without waiting for days like typical lenders. Information you mention is verified with your bank.
Loan Extension
Extend your loan to make payments smaller and more affordable after you've had at least 90 days of good payment history.
No Pre-payment fees
There are no additional fees to pre-pay a portion of your loan or to pay in full before the term is up. Interest still applies.
Credit History
Loan payment history is reported the credit bureaus, increasing your score when the loan is repaid.

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imageReported Monthly on the 1st

Transunion of Canada

Other Lenders
Complicated & daunting signup process
Paperwork back and forth for days - wondering if you'll be approved

Helium Loans
Quick and easy
99% Of loan applications are pre-approved or denied instantly online

Quick and easy access to small dollar coffee cup loans is available

How to qualify

We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.

Loan approval for a Coffee Cup Loan is based on a number of factors

Current employed
Income of at least $2,000 after tax per month
Have a bank account in good standing
Have a bank account in good standing
Credit score above 600 points

You can check your credit score for free with Credit Karma Canada
Check My Score

Start your application today

  Get a free loan quote
  See how much you qualify for
  Instant approval
Get a Coffee Cup Loan

Start your loan application today

Get the money you need quickly without hassle