Auto Loans
Choose the car you want and get instant financing
Get a new or used car loan today

Get into the driver's seat by choosing the car you want from the dealership you're looking to get it from. You found the perfect ride, now find the perfect financing deal to go with it. All our auto loans include all of the great features you've come to expect from Helium Loans. Nearly everyone receives a lending decision instantly online and see how much they qualify for.

Loan qualifications are based on your credit score and financial standing
Borrowing Compared

Borrowing Need Traditional
Get a loan instantly Takes Days   Yes
Borrow more Never   Yes
Delay a payment Double Next Time   Yes
Extend loan Not Allowed   Yes
Payoff early Fees Added   Yes
We want to work with you and keep your account in good standing, your good credit history and keep you on top of your finances. This is why we offer real solutions to common borrowing problems.
Car, Truck and Van Installment Loans

Focus on what you like instead of dealer offers

New & Used Cars
  Check approved amount
  We pay the dealer directly
  Get the car you want
  Choose any dealer
  Drive away quickly

Account Management
  View Account Balances
  Delay Payments
  Check Balances
  Pay off early
  And more...
Instant Approval
With our automated approval process you get a decision instantly without waiting for days like typical lenders.
Loan Extension
Extending your loan makes your payments smaller and more affordable after you've received your funds. Loans can be shortened as well, increasing the monthly payment and paying it off sooner.
No Pre-payment fees
There are no additional fees to pre-pay a portion of your loan or to pay in full before the term is up. Interest still applies.
Calculate your payment options
Understand how your loan amount and frequency impact payments
24 Months
36 Months
48 Months
60 Months
Loan Amount
Quick and easy access to auto loans is available

How to qualify

We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.

Loan approval is based on a number of factors

  Currently Employed
  Make at least $2,000 after tax per month
  Have a bank account in good standing
  Credit Score above 600

  You can check your credit score for free
  with Credit Karma Canada

Check Eligibility

Start your application today

  Get a free loan quote
  See how much you qualify for
  Instant approval

Start your loan application today

Get the money you need quickly without hassle