Coffee Cup Loan
Installment Loan
Line of Credit
Car & Truck Loans
Payday Alternatives
Term Loan
Peer Backed Loan
In-Store Financing
Online Financing
Help Center
Blog
Contact Us
Terms & Agreements
For Investors
Loan Market
Lending Platform
Get a new or used car loan today
Get into the driver's seat by choosing the car you want from the dealership you're looking to get it from. You found the perfect ride, now find the perfect financing deal to go with it. All our auto loans include all of the great features you've come to expect from Helium Loans. Nearly everyone receives a lending decision instantly online and see how much they qualify for.
Loan qualifications are based on your credit score and financial standing
Get into the driver's seat by choosing the car you want from the dealership you're looking to get it from. You found the perfect ride, now find the perfect financing deal to go with it. All our auto loans include all of the great features you've come to expect from Helium Loans. Nearly everyone receives a lending decision instantly online and see how much they qualify for.
Loan qualifications are based on your credit score and financial standing
Borrowing Compared
| Borrowing Need | Traditional |
 |
|---|---|---|
| Get a loan instantly | Takes Days |  Yes |
| Borrow more | Never | Yes |
| Delay a payment | Double Next Time | Yes |
| Extend loan | Not Allowed | Yes |
| Payoff early | Fees Added | Yes |
We want to work with you and keep your account in good standing, your good credit history and keep you on top of your finances. This is why we offer real solutions to common borrowing problems.
Car, Truck and Van Installment Loans
Focus on what you like instead of dealer offers
New & Used Cars
Check approved amount
We pay the dealer directly
Get the car you want
Choose any dealer
Drive away quickly
Account Management
View Account Balances
Delay Payments
Check Balances
Pay off early
And more...
Focus on what you like instead of dealer offers
New & Used Cars
Check approved amount
We pay the dealer directly
Get the car you want
Choose any dealer
Drive away quickly
Account Management
View Account Balances
Delay Payments
Check Balances
Pay off early
And more...
Instant ApprovalWith our automated approval process you get a decision instantly without waiting for days like typical lenders.
Loan ExtensionExtending your loan makes your payments smaller and more affordable after you've received your funds. Loans can be shortened as well, increasing the monthly payment and paying it off sooner.
No Pre-payment feesThere are no additional fees to pre-pay a portion of your loan or to pay in full before the term is up. Interest still applies.
Calculate your payment options
Understand how your loan amount and frequency impact payments
Understand how your loan amount and frequency impact payments
Daily
Weekly
Bi-Weekly
Monthly
24 Months
36 Months
48 Months
60 Months
...
Loan Amount
Loan Amount
...
Payment
Payment
Quick and easy access to auto loans is available
How to qualify
We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.Loan approval is based on a number of factors
Currently Employed Make at least $2,000 after tax per month Have a bank account in good standing Credit Score above 600You can check your credit score for free
with Credit Karma Canada
Check Eligibility
Start your application today
Get a free loan quote See how much you qualify for Instant approval
