Invest in a credit portfolio that lends your money out to individuals or small businesses and generate fixed income
Investing in consumer and small business credit in Canada has typically been reserved for Institutions and Banks. Today you can invest in consumer and small business credit and feel good about helping others.
A new loan is approved and then placed into the pool with same risk class
The loan is split into notes of $100 and then bought at your level of risk
Portfolios are made up of several loans and different risk levels, increasing potential yield
Clients are evaluated based on a credit grade from A to F depending on their financial standing. We use proprietary industry leading technology to score prospective clients for you.
Return of 5.99 %
Return of 7.99 %
Return of 9.99 %
Return of 12.99 %
Mix Return of 9.99 %
|1. Investing in the consumer credit asset class through Helium Loans provides a portfolio diversification opportunity that only large-scale banks have access to and the potential to earn competitive returns.||Yes|
|2. Cut out management fees and provide direct exposure to consumer and small business credit.||Yes|
|3. This strategy seeks solid returns with short duration and low correlation through investing in a broadly diversified universe of personal, small business, education and medical loans.||Yes|
Investors can avoid the ups and downs associated with the stock market by utilizing the stable yield from consumer credit.