Help Center
Open 9:00am - 11:00pm EST
Call us 1-855 9-Helium (943-5486)
Email support@heliumloans.com
How to I get a new loan if my existing one isn't paid off (re-borrow)?
You can now re-borrow even if your existing loan hasn't been paid off! You can borrow up to $1,000 with the click of a mouse and receive the funds in as little as 5 minutes.
Re-borrowing adds the new loan amount to your existing loan and the payment term is extended by 3, 6 or 12 months of your choosing. You can even change your payment frequency at the same time.
To qualify for re-borrowing you must have:
- No missed payments
- At least 25% of your existing loan paid off
- A loan that's at least 90 days old
- On a Personal, Small Business or Coffee Cup Loan
How do I get a new loan after my existing loan has been paid off (re-apply)?
You can get a new loan in minutes by applying online from your dashboard. Just login, click on Loans then Apply for a new loan. When re-appying your new approved amount could be up to double of your previous loan.
New loans have conditions before they will be approved:
- Your existing loan must be paid in full
- No missed payments
- Still qualify for a new loan