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Help Refinancing

How to I get a new loan if my existing one isn't paid off (re-borrow)?

You can now re-borrow even if your existing loan hasn't been paid off! You can borrow up to $1,000 with the click of a mouse and receive the funds in as little as 5 minutes.

Re-borrowing adds the new loan amount to your existing loan and the payment term is extended by 3, 6 or 12 months of your choosing. You can even change your payment frequency at the same time.

To qualify for re-borrowing you must have:
 - No missed payments
 - At least 25% of your existing loan paid off
 - A loan that's at least 90 days old
 - On a Personal, Small Business or Coffee Cup Loan

How do I get a new loan after my existing loan has been paid off (re-apply)?

You can get a new loan in minutes by applying online from your dashboard. Just login, click on Loans then Apply for a new loan. When re-appying your new approved amount could be up to double of your previous loan.

New loans have conditions before they will be approved:

 - Your existing loan must be paid in full

 - No missed payments

 - Still qualify for a new loan