Get a Child Tax Term Loan in St. Johns
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Get a Child Tax in St. Johns

In Canada there are lenders that make you wait days and sending in paperwork then there is us. We offer clients the ability to get a loan instantly online with flexible easy to manage payments.

The Canada Child Tax Benefit (CCTB) is a tax-free monthly payment provided by the Canadian federal government to eligible families to help with the cost of raising children under the age of 18. It is designed to help families with lower incomes and is based on a family's net income, the number of children they have, and the children's ages. The benefit amount varies from family to family, and it may also include a supplement for families with children with disabilities.

Starting in 2016, the CCTB was replaced by the Canada Child Benefit (CCB), which is a tax-free monthly payment that provides more support to low and middle-income families. The CCB includes both the base benefit and the National Child Benefit Supplement, which provides additional support to families with children with disabilities.

We offer loans based on CCB when combined with another source of income.


Completely Online
There's no need to into a brick and mortar store to get a loan - complete your application entirely from the comfort of your home or wherever you may be.

Verify Quickly
Verify your identity quickly using an SMS short code and online video verification. This way we know its you and can issue your loan quickly to the account you specify.

Instant Decision & Deposit
Get a lending decision in seconds without a lengthy application over a few days and tons of paperwork to send in. Just fill in the online form, verify your banking details and you're all set!

Loan & Payment Options
We give you the flexibility to pay on your terms for every loan we offer. Delay payments, change frequencies and even pay off your entire loan early.
Why get a Term loan?

Our term loans are a type of loan that is repaid over a fixed period of time, usually with a set repayment schedule and interest rate. Here are some benefits of taking out a term loan:

Predictable repayments: With our term loan, borrowers know exactly how much they will owe each month and how long it will take to repay the loan. This allows them to budget accordingly and plan for the future.

Lower interest rates: Our term loans often come with lower interest rates than other types of loans, such as credit cards or payday loans. This can make them a more affordable option for borrowers.

Flexibility: Our term loans can be used for a variety of purposes, such as starting or expanding a business, purchasing equipment or property, or consolidating debt. They can also be structured to fit the specific needs of the borrower, such as offering variable or fixed interest rates.

Build credit: Regular, on-time payments on our term loan can help you build a credit score, which can lead to better rates and terms on future loans.

Get a new Child Tax Term loan in St. Johns
We have loans backed by real people that understand how much you're looking to borrow and what payments you can make.

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Quick and easy to loans is available
Get a loan in just a few minutes, all our loans have features to make them easy to repay.
Loans are available to people living in St. Johns 24 hours a day 7 days a week.

Qualify online
Get an approval or denial instantly using your bank

Secure your terms
Keep and use your approval for up to 30 days

Get the full loan
You receive the cash by
direct deposit or e-Transfer

Borrow more
Borrow more after 90 days of good payment history
POPULAR
Coffee Cup Loan
Get a loan of up to $2,000 with payments starting at just $1.79 / day

  Free to apply
  Get a decision instantly
  Borrow more after good payment history
  Daily or Weekly payment options
 
LARGER
Personal Loan
Get a loan of up to $5,000 based on your good payment history and credit score

  Free to apply
  Get a decision instantly
  Based more off of credit history and score
  Daily, Weekly, Bi-Weekly or Monthly payments

How to qualify

We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.

Loan approval is based on a number of factors

  Currently Employed
  Make at least $2,000 after tax per month
  Have a bank account in good standing
  Credit Score above 600
  Be a resident of St. Johns or surrounding areas

Check Eligibility

Start your application today

  Get a free loan quote
  See how much you qualify for
  Get instantly approved
  Instant deposit with e-Transfer*
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