Get a Bad Credit Line of Credit Loan in Kelowna
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Get a Bad Credit in Kelowna

In Canada there are lenders that make you wait days and sending in paperwork then there is us. We offer clients the ability to get a loan instantly online with flexible easy to manage payments.

A bad credit loan can be a good option for individuals who have a poor credit score or credit history and need access to funds for an emergency or other important expense. Here are some reasons why a bad credit loan can be a good optionfor you:

Easy eligibility: Our bad credit loans often have easier eligibility requirements compared to our traditional loans, making them accessible to a wider range of borrowers. This means that individuals who have been turned down by banks or credit unions may be able to qualify for a bad credit loan.

Quick access to funds: All our bad credit loans are approved quickly, and the funds can be deposited into your bank account within a few days. This can be beneficial if you need cash urgently for unexpected expenses, such as car repairs or medical bills.

Can help improve credit score: If you make your payments on time, our bad credit loan can actually help improve your credit score. This is because your payment history is one of the most important factors in determining your credit score.

No collateral required: Our bad credit loans are unsecured, which means that you don't need to put up collateral, such as a car or home, to secure the loan. This can be beneficial for individuals who don't have valuable assets to pledge as collateral.

Completely Online
There's no need to into a brick and mortar store to get a loan - complete your application entirely from the comfort of your home or wherever you may be.

Verify Quickly
Verify your identity quickly using an SMS short code and online video verification. This way we know its you and can issue your loan quickly to the account you specify.

Instant Decision & Deposit
Get a lending decision in seconds without a lengthy application over a few days and tons of paperwork to send in. Just fill in the online form, verify your banking details and you're all set!

Loan & Payment Options
We give you the flexibility to pay on your terms for every loan we offer. Delay payments, change frequencies and even pay off your entire loan early.
Why get a Line of Credit loan?

A line of credit is a flexible type of loan that allows borrowers to access funds up to a certain limit, as needed. Here are some of the benefits of a line of credit:

Flexibility: A line of credit offers flexibility in terms of borrowing and repayment. Borrowers can access funds as needed, up to the credit limit, and only pay interest on the amount borrowed. As they repay the borrowed funds, the credit becomes available again for future use.

Lower interest rates: Lines of credit often have lower interest rates than credit cards, making them a more affordable option for borrowers who need to borrow money.

No collateral required: Lines of credit can be secured or unsecured, depending on the lender and the borrower's creditworthiness. Unsecured lines of credit don't require collateral, making them a good option for borrowers who don't have valuable assets to use as collateral.

Build credit score: Making regular, on-time payments on a line of credit can help improve a borrower's credit score over time. This can make it easier to qualify for future loans or lines of credit, and may result in lower interest rates and better terms.

Access to funds when needed: A line of credit provides access to funds when they are needed, without the need to apply for a new loan each time. This can be beneficial for unexpected expenses or emergencies, as borrowers can access the funds quickly and easily.

Get a new Bad Credit Line of Credit loan in Kelowna
We have loans backed by real people that understand how much you're looking to borrow and what payments you can make.

3 Months
6 Months
1 Year
2 Years
Loan Amount
Quick and easy to loans is available
Get a loan in just a few minutes, all our loans have features to make them easy to repay.
Loans are available to people living in Kelowna 24 hours a day 7 days a week.

Qualify online
Get an approval or denial instantly using your bank

Secure your terms
Keep and use your approval for up to 30 days

Get the full loan
You receive the cash by
direct deposit or e-Transfer

Borrow more
Borrow more after 90 days of good payment history
Coffee Cup Loan
Get a loan of up to $2,000 with payments starting at just $1.79 / day

  Free to apply
  Get a decision instantly
  Borrow more after good payment history
  Daily or Weekly payment options
Personal Loan
Get a loan of up to $5,000 based on your good payment history and credit score

  Free to apply
  Get a decision instantly
  Based more off of credit history and score
  Daily, Weekly, Bi-Weekly or Monthly payments

How to qualify

We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.

Loan approval is based on a number of factors

  Currently Employed
  Make at least $2,000 after tax per month
  Have a bank account in good standing
  Credit Score above 600
  Be a resident of Kelowna or surrounding areas

Check Eligibility

Start your application today

  Get a free loan quote
  See how much you qualify for
  Get instantly approved
  Instant deposit with e-Transfer*

Start your loan application today

Get the money you need quickly without hassle