Get a AISH Installment Loan in St. Johns
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Get a AISH in St. Johns

In Canada there are lenders that make you wait days and sending in paperwork then there is us. We offer clients the ability to get a loan instantly online with flexible easy to manage payments.

AISH stands for Assured Income for the Severely Handicapped, which is a social assistance program provided by the government of Alberta, Canada. It provides financial assistance to eligible individuals with disabilities who are unable to earn a living or provide for themselves financially.

To be eligible for AISH, individuals must meet certain criteria related to their disability and income level. The disability must be severe and prolonged, and must significantly impact the individual's ability to work and earn an income. The income threshold is based on the individual's marital status, with a higher threshold for those who are married or in a common-law relationship.

AISH provides a monthly living allowance, as well as benefits such as health coverage, dental coverage, and a child benefit for eligible dependents. The amount of the living allowance is based on the individual's income, with a maximum amount set by the government.

AISH is intended to provide basic financial support to individuals with disabilities who are unable to work or earn an income, and is not meant to replace other sources of income or support. It is designed to help these individuals maintain a basic standard of living and access the services and supports they need to live independently.

We offer loans for people on AISH when combined with another source of income or a guarantor.


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There's no need to into a brick and mortar store to get a loan - complete your application entirely from the comfort of your home or wherever you may be.

Verify Quickly
Verify your identity quickly using an SMS short code and online video verification. This way we know its you and can issue your loan quickly to the account you specify.

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Get a lending decision in seconds without a lengthy application over a few days and tons of paperwork to send in. Just fill in the online form, verify your banking details and you're all set!

Loan & Payment Options
We give you the flexibility to pay on your terms for every loan we offer. Delay payments, change frequencies and even pay off your entire loan early.
Why get a Installment loan?

Our term loan is a type of loan that is repaid over a set period of time, with fixed monthly payments. Here are some of the benefits of a term loan:

Predictable payments: One of the biggest benefits of a term loan is that you know exactly how much money is needed to pay each month, and for how long. This makes it easier to budget and plan for the future, as you can anticipate their monthly expenses and adjust their spending accordingly.

Lower interest rates: Term loans often have lower interest rates than other types of loans, such as credit cards or personal lines of credit. This can result in significant savings over the life of the loan, as you pay less in interest charges.

Access to larger loan amounts: Term loans typically offer higher loan amounts than other types of loans, such as short-term loans or lines of credit. This makes them a good option for larger expenses, such as home renovations or business investments.

Improved credit score: Making regular, on-time payments on a term loan can help improve a borrower's credit score over time. This can make it easier to qualify for future loans or lines of credit, and may result in lower interest rates and better terms.

Flexible repayment terms: Term loans often offer flexible repayment terms, such as the ability to make extra payments or pay off the loan early without penalty. This can give borrowers more control over their finances and help them save money on interest charges.

Overall, term loans can be a great option for borrowers who need to borrow a larger amount of money and want predictable payments and lower interest rates.

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Loans are available to people living in St. Johns 24 hours a day 7 days a week.

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How to qualify

We make it easy to apply online and receive an instant decision on your loan application. Everything can be completed right from your mobile phone or computer and no paperwork needs to be sent in.

Loan approval is based on a number of factors

  Currently Employed
  Make at least $2,000 after tax per month
  Have a bank account in good standing
  Credit Score above 600
  Be a resident of St. Johns or surrounding areas

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