Invest in a credit portfolio that lends your money out to individuals or small businesses and generate fixed income
A fixed income alternative with returns ranging from 5.99% to 12.99%
Get cash deposits each month as borrowers repay their loans
Over 95% of portfolios with more than 10 notes see a positive return
Investing in consumer and small business credit in Canada has typically been reserved for Institutions and Banks. Today you can invest in consumer and small business credit and feel good about helping others.
A new loan is approved and then placed into the pool with same risk class
The loan is split into notes of $100 and you can buy them at your chosen level of risk
Portfolios are made up of several loans and different risk levels, reducing your overall risk
Clients are evaluated based on a credit grade from A to F depending on their financial standing. We use proprietary industry leading technology to score prospective clients for you.