A different class of investment for credit

Invest in a credit portfolio that lends your money out to individuals or small businesses and generate fixed income

 Solid Returns
A fixed income alternative with returns ranging from 5.99% to 12.99%
 Monthly Income
Get cash deposits each month as borrowers repay their loans
 Lower Risk
Over 95% of portfolios with more than 10 notes see a positive return
Invest in Canadian credit

Investing in consumer and small business credit in Canada has typically been reserved for Institutions and Banks. Today you can invest in consumer and small business credit and feel good about helping others.



One Loan
A new loan is approved and then placed into the pool with same risk class

Many Notes
The loan is split into notes of $100 and you can buy them at your chosen level of risk

Your Portfolio
Portfolios are made up of several loans and different risk levels, reducing your overall risk
Loans are graded to match your level of risk

Clients are evaluated based on a credit grade from A to F depending on their financial standing. We use proprietary industry leading technology to score prospective clients for you.


Return of 9.99 %
Return of 5.99 %
Return of 7.99 %
Return of 9.99 %
Return of 12.99 %
Not lendable
Various factors can impact portfolio performance results. Investors should review the materials provided and consult with an investment advisor prior to investing.
Borrowers
Get a loan of up to $5,000 for personal use or up to $25,000 CAD for your running business

  Free to apply
  No early payment fees
  Manage your account online
  Daily, Weekly, Bi-Weekly or Monthly Payments
Lenders
Invest in personal and small business loans and generate monthly fixed income

  Free to join
  Earn consistent returns
  Manage your account online
  Option to choose your borrowers
Are you a Financial Advisor?

Learn how you can add Helium Loan Notes to your clients portfolios in the future*.

Contact us to discuss
Are you a Institution Investor or Bank?

Learn how you can add Helium Loan Notes to your balance sheet today.

Contact us to discuss
Are you an Accredited Indvidual?

Learn how you can add Helium Loan Notes to your portfolio in the future*.

Contact us to discuss
*Typical return depicted and your results will vary. Investment in loans is limited to debt in Helium Investments Inc, the owner of Helium Loans. Not an offer to invest in any security.