World's best lending platform
Build your lending business to scale with the world's best lending platform. We've of everything your business needs to grow from issuing one loan to issuing one million. Our robust platform has you covered and you can get started in just a few days.
Build your lending business to scale with the world's best lending platform. We've of everything your business needs to grow from issuing one loan to issuing one million. Our robust platform has you covered and you can get started in just a few days.
Onboarding
Give your clients a rich onboarding experience with a responsive design that's mobile friendly and simple to complete pages. Nothing is left in or out and it's just the right amount of information to ask for.
Underwrite
Choose the clients you want to lend to using credit classification or machine learning based on your credit criteria or past experience. Validate client identity quickly and efficiently.
Originate
Fund new loans quickly and easily with morning batch processing for EFT / ACH and real time transfers by Email Money Transfer. It will keep your clients happy and your loan book more active.
Maintain
Get the best platform with all functionality you can think of to service and maintain your clients in a quick and efficient manner. From updating client information to processing payments and more - it's all there.
Onboard clients quickly and easily
We make it easy to on board your clients with different products. The signup process is already customized depending on what your clients are looking for and you can customize it further quickly and easily by extending the predefined templates. It's all built in and ready to go when you are.
We make it easy to on board your clients with different products. The signup process is already customized depending on what your clients are looking for and you can customize it further quickly and easily by extending the predefined templates. It's all built in and ready to go when you are.
For Payday / Tribal Lending
Fully compliant
Fixed single apply interest amounts
Single or split payments
Loan conversion to term
For Personal Term Loans
Small or Large Dollar Loans
Selectable payment terms and schedule
Addon Products such as Insurance
Preview repayment amounts
For Small Business
Term Loans for business operations
Merchant cash advance support
In-Store and Online Financing
Purchase order financing
Underwrite loans using the most advanced technology
Make use of the best underwriting technology in the world to get better credit decisions built directly into the platform. We use optional bank scraping by default to give you a complete picture of a clients financial standing and identity. From there, further validate client identity using our unique video verification technology to reduce online fraud significantly. Combine this with an automated or after the application is complete credit check for the complete picture.
Make use of the best underwriting technology in the world to get better credit decisions built directly into the platform. We use optional bank scraping by default to give you a complete picture of a clients financial standing and identity. From there, further validate client identity using our unique video verification technology to reduce online fraud significantly. Combine this with an automated or after the application is complete credit check for the complete picture.
Financial Standing
Bank Scraping Technology
Verify income sources and payroll
Validate contact and profile information
Credit checks from Transunion or Equifax
Identity & Location
SMS or MMS Verification Steps
Geolocate clients in real-time
View Photo ID, Statements and more
Validate using video verification
CSR Perspective
Pre-approve and Approve Clients
View applications in real-time
Make credit decisions quickly
Resume and reset applications
Originate loans quickly and easily with the click of a mouse
When application and approved loan volume is an issue you can originate loans quickly and easily automatically or with the click of a mouse for after the application is complete underwriting. Funds are sent to the client in near real time for Electronic Funds Transfer (EFT) and Automated Clearing House (ACH) transfers. For email money transfer (EMT) accounts the funds are sent instantly, keeping your clients happy.
When application and approved loan volume is an issue you can originate loans quickly and easily automatically or with the click of a mouse for after the application is complete underwriting. Funds are sent to the client in near real time for Electronic Funds Transfer (EFT) and Automated Clearing House (ACH) transfers. For email money transfer (EMT) accounts the funds are sent instantly, keeping your clients happy.
Electronic Funds Transfer
Deposit only into the account on file
Same day processing in most cases
Secure and reliable way to send funds
Email Money Transfer
Verify the client name on the account
Instant deposit in most cases
Refunds possible with online fraud
Reverse Visa or Mastercard Debit
Send funds instantly
Validate card numbers online
Convenient instant method of payout
Maintain loans with the most powerful lending platform
Servicing and maintaining loans with our platform is incredibly simple and powerful. We have thought of everything and give you the power to maintain your loans as you see fit. Client lookups are instant and complete profile information is available at your finger tips. Send unpaid loans to collections where you can send out physical letters or litigate the client in court. Pre-defined templates make it easy.
Servicing and maintaining loans with our platform is incredibly simple and powerful. We have thought of everything and give you the power to maintain your loans as you see fit. Client lookups are instant and complete profile information is available at your finger tips. Send unpaid loans to collections where you can send out physical letters or litigate the client in court. Pre-defined templates make it easy.
Finding and Viewing
Search by phone, name, email, address, etc...
View complete client information on one page
Assign and view filtered data for each client
All information is kept on file for the client
Adding, Changing and Modifying
Small or Large Dollar Loans
Selectable payment terms and schedule
Addon Products such as Insurance
Preview repayment amounts
Collection Process
Automatic reminders 7, 14 and 30 days past due
Automated call, email and SMS reminders
Support for consumer proposals / bankruptcies
Send physical complete letters
| Supported | Others | Helium |
|---|---|---|
| Responsive and complete client dashboard with easy to use interface |  No |
 Yes |
| Customizable public pages and client dashboard with your brand logo and colours | No |
Yes |
| In-store financing solution with branded tablets | No |
Yes |
| In-store financing solution with branded tablets | No |
Yes |
| Online financing solution with your logo and brand colours | No |
Yes |
| View and sign documents electronically without the need any paper | No |
Yes |
| KYC and AML compliance for countries that need it | No |
Yes |
| Localization and multi-currency support built in | No |
Yes |
More for your clients
When your clients are looking for a feature rich experience that has their borrowing in mind - Helium Loans platform delivers. With more client features than any other lending platform it's simple why your clients will love the experience and keep on coming back.
When your clients are looking for a feature rich experience that has their borrowing in mind - Helium Loans platform delivers. With more client features than any other lending platform it's simple why your clients will love the experience and keep on coming back.
Public Facing
View loan products by type
Get help online quickly and easily
Estimate payments by term and frequency
View and choose multiple products online
From the Dashboard
Borrow more after good payment history
Change payment frequency, term and more
Re-apply for new borrowing products
Delay payments 14 days quickly and easily
More for your lending business
We make it easy to on board your clients with different products. The signup process is already customized depending on what your clients are looking for and you can customize it further quickly and easily by extending the predefined templates. It's all built in and ready to go when you are.
We make it easy to on board your clients with different products. The signup process is already customized depending on what your clients are looking for and you can customize it further quickly and easily by extending the predefined templates. It's all built in and ready to go when you are.
Customized to your business model
KYC and AML compliant
View signed agreements with timestamp and IP Address
Custom credit decisioning based on product & sub
Complete branding guidelines and documentation
Loan Cycle & Yield Enhancement
Report loans in Metro2 format to Transunion and Equifax
Automatic late payment notifications
Monetize with Google AdSense
Monetize declines with the Loan Connect partner network
Are you ready to become an lender with the best lending platform in the world?
How to get started
Platform Overview Guide
Download the guide for free and get a deeper sense of what you can achieve
Download the guide for free and get a deeper sense of what you can achieve
Give us a call at 1-855 9-Helium (943-5486) or email us at clients@heliumloans.com and we'll be happy to help you.
Estimate setup and integration time Help you choose the right level of customization Information on pricing and getting startedContact Us
